The amount of critical illness insurance you can get is based on several factors. Generally, most insurers offer critical illness insurance coverage in increments of $10,000 to $50,000, with some offering coverage up to $1 million or more.
The amount of coverage you need will depend on your circumstances. To determine this, insurers will analyze your income, financial obligations, and the potential costs associated with treating a critical illness.
As a result, applying for critical illness insurance will involve providing information about your medical history, age, lifestyle, and other factors that may impact your risk of developing a critical illness. The insurance company will use this information to determine the cost of your insurance and the amount of coverage you are eligible for.