Through our expert advice, and working closely with our clients, at deVere we offer a wide selection of exclusive investment banking services and opportunities, enabling us to find solutions that are specifically customised to meet all your needs and requirements.
Investments in Equity markets or Stocks provide an opportunity for wealth creation over a long period of time, dependent upon market volatility. When you buy stock, you are basically buying a piece of ownership (shares) in a company. Stocks are one of the most common kinds of investment.
Mutual Funds pool money from multiple investors and invest it in instruments such as stocks, bonds and other assets. You can choose between various options depending on your financial objectives and requirements. Mutual funds only trade once a day after the market closes.
An Exchange-Traded Fund (ETF) is traded on an exchange just like stocks are. ETFs can contain many types of investments, including stocks, commodities, bonds, or a mixture of investment types, so they are often a popular choice for portfolio diversification. Like stocks and unlike mutual funds, ETFs can be traded at any point during the trading day.
Fixed-Income Investments are types of investments that pay fixed interest or dividend payments until their maturity date when the principal amount you had invested is returned to you. They can be a secure, low-risk way to generate a steady flow of income which provide a guaranteed return on your investment, as long as they are held to maturity.
Structured Notes are typically fixed-term investments which can be in operation for two to six years. The product’s performance is dependent on a separate underlying asset and allows clients to potentially benefit from a regular income from an invested lump sum. The deVere Investment Platform app allows you to buy and sell Structured Notes. The application is available on the App Store for iOS and on the Play Store for Android.
Bonds are an example of a fixed-income product. Investors lend money to a company or governmental entity in exchange of a bond and in return, the issuer is obligated to repay the amount borrowed along with a fixed rate of interest by a specified date. Bonds have fewer risks than stocks, but a lower rate of return.
ISA stands for Individual Savings Account which offers tax-free interest payments, as long as you do not pay in more than your allowance each tax year. To open an ISA, you must be a UK resident, or a Crown servant (such as a diplomat) or their spouse or civil partner if you do not live in the UK.
A Venture Capital Fund is a fund for high-risk investment in start-ups or new companies, which is a way for entrepreneurs to raise money. You may read more about how to become a Venture Capitalist here.
An Alternative Investment is any non-conventional investment that is not one of the three traditional asset types (stocks, bonds and cash). Increasingly, alternative investing is becoming more mainstream. At deVere, we are pleased to able to offer our clients access to alternative investments to add diversification to their portfolios.
Investment Funds can be a cost-effective way for investors to optimise their returns and diversify risks across many markets, making them a convenient and effective way to save for the future. Investment funds are effective in spreading risk as the investors’ money is pooled into a collective vehicle and invested into various securities.
Another option is an Investment Trust – companies listed on the stock exchange that sell shares to investors and then pool that money together to buy a wide and diversified portfolio of investments on their behalf. Investment trusts are popular for those people looking to safeguard their wealth from things such as inheritance tax. They also play a key role in estate planning to allow wealth to move seamlessly between generations.
A Commodity is a basic good used in commerce that is interchangeable with other goods of the same type. Investors and traders can buy and sell commodities such as gold, grains, beef, oil, and natural gas.
Property is considered as a growth investment because the price of houses and other properties can rise considerably over a medium to long term period. Property tends to be resistant to inflation because physical properties maintain their intrinsic value. It is possible to invest in real estate through a property investment fund.
Cryptocurrency is a digital or virtual currency which uses cryptography encryption techniques for security and operates independently of a central bank. A record of the cryptocurrencies you own is held on a kind of electronic ledger or database called a blockchain. Let the deVere Crypto app put you in control of your finances.
Non-Fungible Tokens (NFTs) might be an option if you want to expand your portfolio and take on a high-risk investment. Like cryptocurrencies, NFTs utilise blockchain technology. Most NFTs are linked to Ether, which is the cryptocurrency of Ethereum, but they are also available on other chains like Solana.
deVere has long been a proponent of impact investing, and aims to position $2bn in Environmental, Social and Governance (ESG) investments within five years. We can help you invest in companies that will reduce their carbon footprint and prioritise employees’ rights, consumer protections, board diversity, corporate transparency, and stakeholder accountability, while simultaneously receiving good returns.
|Higher priced than the wider market||Lower priced than wider market|
High earnings growth records
Priced below similar companies in the same industry
|Grows quickly||Grows slowly or not at all|
Higher volatility / risk
Lower volatility / risk
|Usually yields low or no dividends||Usually yields high dividends|