SOCIÉTÉ GÉNÉRALE 4 YEAR STOCKS QUARTERLY FIXED COUPON

STRUCTURED INVESTMENT NOTE

Name

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Country code

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Earn a Guaranteed

12.6% IN USD

OR 13% in GBP PER ANNUM

This product is available until 17th August 2023

Guaranteed quarterly income

Inflation Protection

Downside Protection

How This Note Works?

Key Points

Underlying Assets

Analysis

ISINs

USD: XS2627615847
GBP: XS2627615920

This is a structured investment with defined risk and returns. It has some interesting features as outlined below:

This is a 4-year structured investment linked to the performance of Alibaba Group Holding Ltd, Enphase Energy Inc and Snowflake Inc.

Term of Investment

This investment has a term of 4 years.

Strike Date Value

This product strikes on the 17th of August 2023, on that date, the share price value of Alibaba Group Holding Ltd, Enphase Energy Inc and Snowflake Inc will be recorded.

Fixed Income Coupons

A quarterly coupon of 3.15% in USD or 3.25% in GBP is paid regardless of the performance of the underlying stocks.

Risk

If, at the end of the 4-year term, any of the stocks are trading below 65% of their strike date value, then capital is at risk and investors will receive 1:1 return of the least performing stock plus the final fixed coupon for that period.

Final Maturity

At the end of the 4-year term a final observation will take place. If the worst-performing stock is on or above 65% of its strike date value, investors will receive their initial capital back in full, plus the final fixed coupon for that period.

Stocks

ENPHASE ENERGY INC

Enphase Energy is a leading player in the renewable energy industry, renowned for its innovative solar inverters and fast-growing business. With impressive financial performance, strong growth, and proprietary technology, the company stands out as a promising investment opportunity for those seeking sustainable
energy solutions.

ALIBABA GROUP HOLDING LTD

Alibaba Group Holding Limited is a Chinese multinational technology company that specialises in e commerce, retail, and other internet-based services. Alibaba has grown to become one of the largest e-commerce companies in the world, with a market
capitalisation of over $500 billion as of
September 2021.

SNOWFLAKE INC

Snowflake is a pioneering cloud-based data warehousing company that revolutionises data management. With remarkable triple digit revenue growth and strong backing from esteemed investors like Berkshire Hathaway and Salesforce, Snowflake offers innovative data solutions, empowering businesses to make data-driven decisions with confidence and agility.

Historical Performance

The following analysis shows how the exact same investment would have performed if it had been repeated each day over a period of 10 years. We have used actual historical data spanning 12 years and tested 2,610 scenarios.

The Underlying Index never breached the 70% capital risk barrier at the end of the 2 year maturity. Therefore there were no cases of capital loss in the period tested. The annual coupon of 6.10% in USD or 6.80% in GBP were paid regardless of the performance of the Underlying Index, until the note reached its 2 year maturity.