Investor Insight // Q4 - 2018 CONTENTS 3 16 20 14 6 4 Note from the CEO 6 A 2019 Bear Market? Unlikely. 12 Ask Nigel 14 Why crypto bulls are on the right side of history 16 Social Media & Finance: The Revolutionising of an Industry 20 Sustainable Consumerism - The Way Forward 24 Property Investment: The importance of paradigm shifts 28 Autocallable Income Note Maturities 31 Our Offices PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE YOU PROCEED The information contained herein is proprietary to the deVere Group and/or its contents providers. This magazine is not to be disclosed to the public for consumer advertisement. The information or any part thereof, may not be copied, produced or re-distributed without the express permission of a Director of the deVere Group. The content has been collated from what we believe to be reliable sources at the date of publication. However, we do not guarantee the reliability or completeness of any information provided. The contents of this publication are not intended to, nor do they, provide any financial, investment, or professional advice and nothing on the pages of this magazine shall be regarded as an offer or provision of financial, investment or other professional advice in any way. The deVere Group, its directors, officers, managers, employees, agents, affiliates and/or subsidiaries accept no liability or responsibility for any errors, omissions, inaccuracies (including those caused by a third party) loss or risk, personal or otherwise which is incurred as a consequence directly or indirectly of the use of any information contained herein in this publication. The magazine may include facts, views, opinions and recommendations of individuals and organizations deemed of interest. deVere does not guarantee the accuracy, completeness, or otherwise endorse, these views, opinions or recommendations. Readers are responsible for their own investment decisions and we would advise that they speak to their professional advisers prior to making these decisions. For a full list of the regulatory status of the deVere Group companies, please go to: www.devere-group.com/RegulatoryDisclosures This material is for information purposes only and does not contain (and should not be construed as containing) investment advice or an investment recommendation, or, an offer of or solicitation for, a transaction in any financial instrument. Always seek professional financial advice before investing in any product. The information provided and contained in this brochure are believed to be reliable, but are subject to change without notice and deVere makes no representation as to the completeness or accuracy of the information or of any opinions expressed. INVESTOR INSIGHT // QUARTER 4 - 2018 www.devere-group.com www.deverefundplatform.com www.investorinsight-online.com www.devere-group-qrops.com www.devere-group-guides.com www.devere-group-willsonline.com www.devere-mortgages.co.uk www.devere-group-healthcareonline.com www.dv-fx.com DESIGN // EDITING // PRODUCTION deVere Group ADVERTISING Email: firstname.lastname@example.org Investor Insight is published by the deVere Group. This publication may not, in whole or part, be lent, copied, photocopied, reproduced, translated, or reduced to any electronic medium or machine readable form without the express written permission of the publisher.