Triodos Bank

Fund Company

Triodos Bank - http://www.triodos.com/en/about-triodos-bank/
 

Triodos Bank is one of the world's leading sustainable banks. Their mission is to make money work for positive social, environmental and cultural change. More specifically, they are in business to:

  • Help create a society that protects and promotes the quality of life of all its members
  • Enable individuals, organisations and businesses to use their money in ways that benefit people and the environment, and promote sustainable development
  • Provide their customers with innovative financial products and high quality service

They believe that everyone should have equal rights and the freedom to pursue their personal development and economic interests, while taking responsibility for the consequences of their actions on society and the planet thus existing to help individuals, organisations and businesses achieve this sometimes difficult balance.


People, planet and profit

Their approach is based on the fundamental belief that economic activity can and should have a positive impact on society, the environment and culture. They value people, planet and profit - and take all three into account in everything they do.  Triodos call this sustainable banking and it explains why they only lend to and invest in organisations that contribute to a more sustainable society.


Values: a firm foundation

As a bank dedicated to making a positive impact on the world, they have four key values that encapsulate what is important to them, and provide a firm foundation on which to build their business:

  • Sustainability – They only finance activities that actively benefit people, the environment or culture.
  • Transparency – Strongly believing depositors should know where their money goes.
  • Excellence – As a bank, they want their products and services to be among the best in the industry.
  • Entrepreneurship – Constantly working to develop innovative new ways to finance sustainable sectors and the entrepreneurs leading them.

In addition to the broad vision and key values that underpin their business, they have a number of principles that guide and support their day-to-day decision-making.  Their business principles apply to everyone who works for Triodos Bank, in any capacity. They serve as a code of conduct, and also set the standard by which internal and external stakeholders can judge them.


Business principles

  • Promoting sustainable development - considering the social, environmental and financial impacts of everything they do.
  • Respecting and obeying the law - in every country where they do business.
  • Respecting human rights - of individuals, and within different societies and cultures; supporting the aims of the United Nation’s Universal Declaration of Human Rights.
  • Respecting the environment - doing all they can to create and encourage positive environmental impacts.
  • Being accountable - to all their stakeholders for all their actions.
  • Continuous improvement - always looking for better ways of doing things in every area of their business.

What makes Triodos Bank different

  • A sustainable business model

Simple business model, only lending money entrusted to them by savers and investors, to entrepreneurs they know well since they only work in the real economy and don’t invest in complex financial instruments, for their own benefit, which promise high profits but also bring greater risk. It may sound old-fashioned, but it's an approach that has enabled Triodos Bank not just to remain solid and stable in a time of global financial crisis, but to continue growing rapidly.

  • Positively 100% sustainable

They only lend their customers' money to people and organisations working to make the world a better place, actively seeking out and promoting sustainable, entrepreneurial businesses driven by values and ideas - rather than just refusing to back businesses that do harm.

  • Total transparency

They believe that sustainable banking depends on trust, thus publishing details of every single organisation we lend to; which means their savers and investors can see exactly how the money is being used.


A catalyst . . . and a connection

Triodos Bank is a catalyst for lasting, positive change connecting savers and investors who want to change the world for the better with entrepreneurs and sustainable companies doing just that.  Since they started in 1980, they have financed thousands of businesses, charities and projects across Europe - from fair trade enterprises benefiting families in developing countries, to renewable energy companies supplying thousands of households with clean green energy, closer to home.


Products and services

The mix of products and services varies from one country to another, to meet the demands of local markets. But collectively, the Triodos Group offers:

  • Banking services
  • Fund management
  • Project development
  • Investment management
  • Venture capital funds
  • Corporate finance
  • Private banking

Company

Fund Name

ISIN

Currency

Inception Date

Rating

Risk

Profile

Triodos Investment Management B.V.

Triodos I Sustainable Equity R Cap

LU0278271951

EUR

29/06/2007

3

Medium

The Sub-Fund primarily invests in shares of large cap companies, listed on the worldwide markets, which comply with the sustainable investment strategy described herebelow and offer a good investment perspective.  Up to 20% of the Net Asset Value may be held in cash. Under exceptional circumstances such as substantial uncertainties in the financial markets this percentage may be exceeded for a short period of time. The Sub-Fund will only use techniques and instruments relating to Transferable Securities and Money Market Instruments to lower possible risks.

Triodos Investment Management B.V.

Triodos Sustainable Bd Fd Cl R Cap

LU0278272504

EUR

29/06/2006

3

Medium

The Sub-Fund primarily invests in Euro denominated Corporate Bonds, Sovereign Bonds and Sub Sovereign Bonds which comply with the sustainable investment strategy described herebelow and offer a good investment perspective.  Corporate Bonds and Sub Sovereign Bonds must be rated investment grade by at least one of the following rating agencies: Standard & Poor’s, Moody’s or Fitch. If a bond is rated by several agencies, then the arithmetic average rating is attached to the bond. If a bond is not rated, the rating of its parent is applied to determine whether the bond is eligible for the Sub-Fund.

Triodos Investment Management B.V.

Triodos Sustainable Pioneer R Cap

LU0278272843

EUR

12/03/2007

2

Medium

The Fund invests in global equities issued by small and medium-sized listed companies that work to provide pioneering and innovative solutions for sustainability issues. The fund’s focus is on climate protection (sustainable energy), healthy living (medical technology), clean earth (environmental technology) and on companies that are pioneers in terms of corporate social responsibility ( csr) within their sectors. Triodos Sustainable Pioneer Fund selects companies that actively contribute to the development of innovative and sustainable solutions for the future. The Triodos Sustainability Research team is responsible for the sustainability research and defines the investment universe, based on social and environmental criteria. Delta Lloyd Asset Management is responsible for selecting investments for this fund, within the binding guidelines of our sustainable investment universe.