What is EURBS?
Through the European Union Retirement Benefits Scheme (EURBS)
savers considering a move to a different country can transfer their
accumulated pension savings into a more tax-efficient
Changes in European Union legislation has allowed for an
unprecedented freedom of movement. This means that pensions now
have to travel with them and hence rules and regulations on that
matter has been amended as such, allowing people to move to their
destination of choice and transfer their substantial funds with
The EURBS is a Malta-domiciled pension scheme. As a member of
the European Union, Malta has a long history of economic and
financial security, giving you the peace of mind you need. Every
pension scheme is registered with the highly-respected Malta
Financial Conduct Authority.
Transferring your pension into a EURBS scheme will give you not
only immediate access to your funds upon retirement, but you will
also be able to receive a lump sum free of tax. In the event of
your death, you will be able to pass on your full pension fund to
What are the benefits?
There are a number of advantages to be enjoyed should you make
the choice to transfer your pension into a EURBS. These are some of
- Up to 30% of the fund as a lump sum
- More investment freedom
- Ability to pass on pension funds to your beneficiaries upon
- Flexible currency
- Tax-planning opportunities
Is EURBS suitable for me?
To be suitable for a EURBS, you have to be between the ages of
18 and 75 and saved up at least of €50,000 for your pension.
You also have to be planning to move abroad permanently, unless you
have done so already. If you tick all these boxes, then a EURBS
could be for you.
All nationalities are eligible and welcome to inquire further.
Should you wish to do so, speak to one of our Financial Advisers
today. Our advice is free and with no obligation.