What is EURBS?
EURBS is a European Union Retirement Benefits Scheme which
allows you to transfer your accrued pension into a more
tax-efficient jurisdiction when you move abroad or retire.
Changes in the European Union legislation have allowed freedom
of movement of pensions between different countries, thus allowing
pension holders to transfer their substantial funds to another
country when they retire.
The EURBS is a Malta-domiciled pension scheme. Malta is a full
member of the European Union and has a long history of economic and
financial security. Every pension scheme is registered with the
highly-respected Malta Financial Conduct Authority.
By transferring your pension into a EURBS scheme, not only will
you have immediate access to your money when you retire, but you
will also be able to receive a lump sum free of tax and pass on
your pension fund to your beneficiaries in full in the event of
What are the benefits?
The advantages of transferring your pension into a EURBS can
- Up to 30% of the fund as a lump sum
- Greater investment freedom
- Ability to pass on pension funds to your beneficiaries upon
- Flexible currency
- Tax-planning opportunities
Is EURBS suitable for me?
If you are between the ages of 18 and 75, you have a substantial
pension of at least €50,000 to transfer and ideally planning
to move or already living overseas permanently. It is open to all
If wish to learn more about EURBS, speak to one of our Financial
Advisers today. Our advice is free and with no obligation.